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Business Checking

Business Checking

Every business needs a good foundation, starting with a State Bank business checking account. We offer a range of convenient, cost-effective business checking account options. We’ve even created bundled business package solutions that combine our most popular business services to make your banking faster and more convenient. This includes Business Online Banking, Business BillPay, ACH Origination and Wire Transfer capability, as well as additional services like Remote Deposit Capture, Merchant Services and more.

State Bank is committed to your business success and will provide you with a variety of competitive products and services, along with the experience and expertise of our local business advisors, to help you achieve your business goals. Talk to us about how we can partner with your business today.

Product Features Basic Business Checking Business Partner Checking Business Analysis Checking Business Interest Checking
Designed for Small Mid-Size Large Large
Minimum Opening Balance $100 $250 $500 $500
Earns Interest N/A N/A N/A Yes
Free Items/ Transactions per Month (All POS Debit Card Transactions Free) 150 350 Analysis Analysis
Monthly Maintenance Cost N/A $15 $20 $20
Opportunities to Offset Monthly Maintenance Cost N/A $2,500 Average Daily Balance -or- Maintain 10,000 in Deposit Relationship Balance Earnings Credit N/A
Activity Costs $0.25 for each transaction/item over 150 $0.25 for each transaction/item over 350 Analysis Analysis
Statements Free eStatements Free eStatements Free eStatements Free eStatements
Basic Business Checking
Designed for: Small
Minimum Opening Deposit $100
Earns Interest N/A
Free Itens/ Transactions per Month (All POS Debit Card Transactions Free) 150
Monthly Maintenance Cost N/A
Opportunities to Offset Monthly Maintenance Cost N/A
Activity Costs $0.25 for each transaction/item over 150
Statements Free eStatements
Business Partner Checking
Designed for: Mid-Size
Minimum Opening Deposit $250
Earns Interest N/A
Free Itens/ Transactions per Month (All POS Debit Card Transactions Free) 350
Monthly Maintenance Cost $15.00
Opportunities to Offset Monthly Maintenance Cost $2,500 Average Daily Balance -or- Maintain 10,000 in Deposit Relationship Balance.
Activity Costs $0.25 for each transaction/item over 350
Statements Free eStatements
Business Analysis Checking
Designed for: Large
Minimum Opening Deposit $500
Earns Interest N/A
Free Items/Transactions per Month (All POS Debit Card Transactions Free) Analysis
Monthly Maintenance Cost $20.00
Opportunities to Offset Monthly Maintenance Cost Earnings Credit
Activity Costs Analysis
Statements Free eStatements
Business Interest Checking
Designed for: Large
Minimum Opening Deposit $500
Earns Interest Yes
Free Itens/ Transactions per Month (All POS Debit Card Transactions Free) Analysis
Monthly Maintenance Cost $20.00
Opportunities to Offset Monthly Maintenance Cost N/A
Activity Costs Analysis
Statements Free eStatements

Contact Us

All our business checking accounts offer an optional Business Visa Debit Card, so you can make payments anywhere VISA is accepted. The funds are deducted from your business checking account. You can also use the card to make cash withdrawals at ATMs nationwide, anywhere you see the VISA, Plus or Pulse logos.

Other Features:

  • Convenient 24-hour ATM access
  • Make purchases up to $2,500 per day
  • ATM withdrawals up to $500 per day
  • Additional cards can be issued to your employees who make frequent business purchases