Personal Savings

What Are You Saving For?

An exotic vacation? Your child’s education? Or maybe you’d just like to have some money set aside for a rainy day. We can determine which savings option will help you reach your goal.

Product Features High-Performance Savings Select Money Market Select Money Market Plus Chuck the Caterpillar Youth Savings Health Savings Account
Minimum Opening Deposit $25 $5,000 $5,000 and State Bank Checking Account No minimum opening deposit No minimum opening deposit
Earns Interest Yes Yes, tiered interest rates and APYs* Yes, tiered interest rates and APYs* Yes Yes, tiered interest rates and APYs*
Monthly Maintenance Fee None, or $1 if minimum daily balance is not met None, or $1 if minimum daily balance is not met None, or $1 if minimum daily balance is not met No monthly fee No monthly fee
Minimum Daily Balance $100 to waive fee $5,000 to waive fee $5,000 to waive fee No No
Requires a State Bank Checking Account Relationship No No Yes No No
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*Annual Percentage Yield (APY). A $25.00 fee applies if account is closed within 180 days.

High-Performance Savings
Minimum Opening Deposit $25
Earns Interest Yes
Monthly Maintenance Fee None, or $1.00 if minimum daily balance is not met.
Minimum Daily Balance $100 to waive fee
Requires a State Bank Checking Account Relationship No
Select Money Market
Minimum Opening Deposit $5,000
Earns Interest Yes, tiered interest rates and APYs*
Monthly Maintenance Fee None, or $1.00 if minimum daily balance is not met.
Minimum Daily Balance $5,000 to waive fee
Requires a State Bank Checking Account Relationship No
Select Money Market Plus
Minimum Opening Deposit $5,000 and State Bank Checking Account
Earns Interest Yes, tiered interest rates and APYs*
Monthly Maintenance Fee None, or $1.00 if minimum daily balance is not met.
Minimum Daily Balance $5,000 to waive fee
Requires a State Bank Checking Account Relationship Yes
Chuck the Caterpillar Youth Savings
Minimum Opening Deposit No minimum opening deposit.
Earns Interest Yes
Monthly Maintenance Fee No monthly fee.
Minimum Daily Balance No
Requires a State Bank Checking Account Relationship No
Health Savings Account
Minimum Opening Deposit No minimum opening deposit.
Earns Interest Yes, tiered interest rates and APYs*
Monthly Maintenance Fee No monthly fee.
Minimum Daily Balance No
Requires a State Bank Checking Account Relationship No

Contact us and we’ll work with you to choose the right account. Or apply now and start saving today.