Loans and Lines

Loans and Lines

Have you been thinking about buying a new car, boat or RV? Dreaming about a romantic vacation? Well, with a loan from your State Bank, your dreams are within reach. We’ll be glad to talk with you about your options and answer any questions you may have.

Home Equity Line of Credit
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Home Equity Loan
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Automobile Loan
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Recreational Vehicle Loan
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Personal Line of Credit
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Features Revolving credit with interest only payments Flexible terms up to 120 months Flexible terms up to 72 months Flexible terms up to 120 months Revolving credit with interest only payments
Variable Interest Rates Fixed Interest Rates Fixed Interest Rates Fixed Interest Rates Variable Interest Rates
Funds available for home repairs, emergencies, debt consolidation or large purchases Fixed monthly payments Purchase or refinance available Purchase or refinance available Funds available for home repairs, emergencies, debt consolidation or large purchases

Subject to credit approval.

Home Equity Line of Credit
Apply Now
Features Revolving credit with interest only payments
Variable Interest Rates
Funds available for home repairs, emergencies, debt consolidation or large purchases
Home Equity Loan
Apply Now
Features Flexible terms up to 120 months
Fixed Interest Rates
Fixed monthly payments
Automobile Loan
Apply Now
Features Flexible terms up to 72 months
Fixed Interest Rates
Purchase or refinance available
Recreational Vehicle Loan
Apply Now
Features Flexible terms up to 120 months
Fixed Interest Rates
Purchase or refinance available
Personal Line of Credit
Apply Now
Features Revolving credit with interest only payments
Variable Interest Rates
Funds available for home repairs, emergencies, debt consolidation or large purchases

Loans & Lines

View all of our options below.

 

Harness the purchasing power of your home’s equity. You can use a HELOC to pay off high-interest credit card debt or pay for unexpected medical expenses, or any other type of debt.

Your line is accessible through a Visa Home Equity Line Access Card that you can use anywhere Visa is accepted. You can also use the card at ATMs to withdraw cash, transfer money, or check your balance.

Visit one of our local Banking Centers or contact us to learn more and apply.

 

Harness the purchasing power of your home’s equity. Like a HELOC, you can use a Home Equity Loan to pay off high-interest credit card debt or pay for unexpected medical expenses, or any other type of debt. The Home Equity Loan is a fixed payment loan that is borrowed at a fixed rate.  You receive your money in a lump sum at the time the loan is established.

Visit one of our local Banking Centers or contact us to learn more and apply.

 

Looking for a new car, truck or van, we are here to help you with a low-interest rate automobile loan.  Our automobile loans have flexible terms to allow you to have the fixed payment that fits your budget.  Receive a free pre-approval so you can shop with confidence.

Visit one of our local Banking Centers or contact us to learn more and apply.

 

With a low-interest recreational vehicle loan, you can own the boat, motorcycle, RV, or snowmobile you have been dreaming about.  We provide quick turnaround and free pre-approvals.  State Bank gets you the vehicle that gets you outdoors.

Visit one of our local Banking Centers or contact us to learn more and apply.

 

Are you looking to consolidate debt, make a large purchase, or take the vacation of your dreams?  We have a personal line of credit with both secured and unsecured options.  With interest-only payments, you have the flexibility in how you repay.  The lines of credit also allow you to re-borrow the money once it becomes available.

Visit one of our local Banking Centers or contact us to learn more and apply.