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Business Solutions

We're Your Local Business Banking Partner

You deserve a banking partner who understands the financial needs of your business and cares about your personal goals. For more than 115 years, State Bank has helped grow local businesses, from farms and factories to start-ups and stores. The people who run each of our locally operated Banking Centers embrace the entrepreneurial spirit and are here to help you with a range of business banking solutions.

Business Checking

A business checking account is the cornerstone of your company. Let State Bank help you choose the account that helps you get the most from every dollar you earn.

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Business Savings

If your business is growing, it might be time for a dedicated business savings account. State Bank offers several interest-earning savings account options to help ensure your hard-earned money is working for you until it is needed.

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With our eServices, you can manage your business banking from any online device. Our advanced encryption technology, intrusion detection, and strict authentication protocols provide complete protection for you and your accounts.

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Treasury Solutions

Run your business operations more efficiently with State Bank's Treasury Solutions. We make it easier to manage daily transactions, cash flow and reporting information with solutions like Remote Deposit Capture, Wire Transfers, Merchant Card Services, Line of Credit Sweeps and ACH (Automated Clearing House). 

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Benefits for Employees

Your employees can benefit from your business banking relationship with State Bank's ShareSmart at work program, to benefit your greatest asset: people. 

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Commercial Real Estate Loans

Thinking about buying a new building? Or is it a good time to refinance the building you’re already in? A Commercial Real Estate Loan may be a smart option for you. Whether you occupy the building or not, our Commercial Lending Officers can help you structure terms that match your needs and budget.

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Small Business Loans

We understand the unique challenges you face as a Small Business Owner. And we’re proud to be the lending partner for so many small businesses in this area. In conjunction with the U.S. Small Business Administration (SBA), we offer a variety of financing options that may meet your specific needs and provide greater access to capital through the 7(a) and CDC/504 programs.

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Manufacturing Loans

If you’re a manufacturer, we can help you buy the equipment, machinery and materials you need to succeed. With several loan options to choose from, you'll have the capital to meet your company's needs. Our Commercial Loan Officers can even customize your loan terms to finance up to 100% of your equipment costs.

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Credit Cards

Give your business and staff flexibility and buying power with a State Bank VISA ScoreCard Credit Card. Whether you use it to buy office supplies or track business travel expenses, you enjoy the convenience of worldwide acceptance.

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Business Loans and Lines

To help your business grow, you need a solid partner that is there for you along the way. Whether it's a Construction Loan for an expansion or Bridge Loan financing for intermediate-term financing we can help. We also provide competitive Term Loan options for working capital as well as Lines of Credit to help with short-term cash management.

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If you’re ready to get started, download the Commercial Loan Application Checklist, fill out a Personal Financial Statement, and contact a Commercial Lending Officer.

To learn about additional government programs, visit these websites:
Ohio Secretary of State
Ohio Development Services Agency
U.S. Department of Agriculture Rural Development